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Computers have ushered in a new age for colleges and universities
where all information is maintained on computer hard drives and
available across networked databases. The systematic embrace of
the digital age raises new concerns over the security of documents
containing sensitive data. Gone are the days when students’
personal files were guarded by locked, metal filing cabinets.
Now, colleges must safeguard against hackers and digital theft.
Amid growing concern over the security of personal data and the
problem of identity theft, several colleges have reported the
loss or theft of sensitive information from their networks. Most
of these security breaches involve hackers illegally accessing
private information such as students’ Social Security Numbers
and contact information, but in some cases, laptops containing
information on thousands of students, their families, and applicants
were stolen from university offices.
Colleges and universities are particularly vulnerable to digital
security breaches because they are heavily networked and rely
on accessibility and a free flow of information. As reported in
the New York Times, data collected by the Office of Privacy and
Protection in California showed that universities and colleges
accounted for about 28 percent of all security breaches in that
state since 2003—more than any other group, including financial
institutions.
What can be done?
In your day-to-day business operations, you have access to countless
non-public information. Although your institution probably has
an IT department to handle digital security issues, there are
certain measures you can take that will assist you with performing
your duties in a secure manner.
Choosing a good password is probably the most important step
you can take to protect your office’s information assets.
A good password is one that is easy to remember, but difficult
for others to guess. Also, if you can, you should lock your computer
screen whenever you leave your work area. This will prevent anyone
from accessing systems or data with your log-on credentials. You
should also password-protect your screen saver and configure it
to activate after ten minutes of inactivity.
Laptop safety
Some of the largest identity theft cases involve stolen laptop
computers. They are an extremely attractive target for intelligence
thieves, as they are small, can be carried away without attracting
attention, and they concentrate so much valuable information in
one accessible place.
If your financial aid office uses laptop computers, make sure
they are stored in a safe and secure location that is locked at
all times. Remind others of the dangers of leaving laptops accessible
during breaks and lunch hours.
Know the terms and practices of intelligence thieves
and digital con artists
One of the most important steps you can take to protect your institution
from digital security breaches is to familiarize yourself with
the common practices employed by digital con artists and intelligence
thieves.
- Spamming
You are probably already familiar with this term used to describe
electronic junk mail or junk newsgroup postings. It can also
be defined generally as any form of unsolicited email.
- Phishing
This term describes a practice that is becoming more prevalent.
Phishing is the act of using e-mail and falsely claiming to
be an established legitimate business or organization in an
attempt to scam the user into surrendering private information
that will be used for identity theft.
- Pharming
Similar to phishing, pharming utilizes a fake Web site, but
it corrupts the local machine DNS file (or your Internet address
book) to seamlessly redirect the user to the fake Web site.
- Social Engineering
In the realm of computers, social engineering refers to the
act of obtaining or attempting to obtain otherwise secure data
by conning an individual into revealing secure information.
Social engineering is successful because its victims innately
want to trust other people and are naturally helpful. The victims
of social engineering are tricked into releasing information
that they do not realize will be used for later activities.
(from Webopedia www.webopedia.com/TERM/S/social_engineering.html)
- Example: Help Desk Impersonators
Sometimes a seemingly innocent call from the phone company,
bank, or insurance company can be a cover for ID theft.
That "too good to refuse" offer can be the prelude
to a request to confirm your personal information.
- Dumpster Diving
The saying that “one person’s trash is another person’s
treasure” is certainly true in the intelligence world.
“Dumpster diving” is a standard practice employed
by intelligence thieves. It involves collecting and going through
the trash left out for collection in front of residents and
businesses. Trash may also be stolen from waste baskets by cleaning
crews.
How can you lower the risk of identity theft?
Although there's no way to eliminate the risk entirely, the following
tips can increase your protection.
- Destroy all documents with personal or financial information
before throwing them into the trash. Experts recommend using
a cross-cut shredder that produces confetti bits rather than
strips. If you destroy by hand, rip through the middle of any
account numbers, Social Security Numbers, etc. and put half
in one trash bag and half in a separate bag.
- Practice safe Web browsing. “Think twice” before
clicking on a link provided in an e-mail. And remember, if the
link looks “phishy,” you should trust your instinct
and delete the message entirely.
- Verify that the computers and Internet browsers your institution
uses are current. They should have the latest versions of spyware/adware
and pop-up window blocker software loaded on them to increase
security.
- What to do if you or your institution becomes a victim…
- Contact your security and/or IT department and notify them
of the violated accounts. Change all of your PINs and passwords.
- Contact any one of the three credit bureaus by phone and
in writing to
- Report the identity theft;
- Place a fraud alert/victim impact on the file; and
- Request that no new credit be issued without approval.
- File a report with local police or the police where theft
occurred.
- Contact a privacy or consumer advocacy group.
- ID Theft Clearinghouse at 1.877.ID.THEFT (1.877.438.4338)
- Contact Social Security Administration’s Fraud Hotline
Barbara Stapleton is a Regional Account Representative
with TG serving schools in RMASFAA. You can reach Barbara at (800)
252- 9743, ext. 2502, or by e-mail at barbara.stapleton@tgslc.org.
Additional information about TG can be found online at www.tgslc.org. |